So finally you have your hands in the direction of the car of your dreams. Well, congratulations! We understand that he is excited to run like the wind, but at the same time worried about protecting him from accidents, robberies and misunderstandings. The best way to make sure your car remains safe is to insure it with comprehensive coverage.
Yes, getting luxury car insurance can be expensive, but isn’t it too obvious to understand why it is so? The more luxurious a car is, the higher the cost of the premium, since its repair costs and replacement value are higher. It may sound cliché, but the best way to save on your insurance is to drive safely and intelligently. A clean driving record will grant you a discount from NCB. Another way to reduce the premium is to opt for a high deductible.
You must be proud of your choice. You feel that your car has an excellent value for money, whether for its elegant appearance, high performance or interiors. But we might add, thieves also like those things and why not, stealing a car implies the same risk, be it a normal car or a luxury car. Therefore, luxury cars are more vulnerable to theft. Securing it allows you to enjoy your trip without stress.
A luxury car is a unique investment even for the wealthy class. The maintenance cost is quite high because even minor repairs need you to pay a king’s ransom. Considering this, it seems prudent to insure it and let the insurance company assume the costs incurred in its repair.
In a country like India, a luxury car is a pleasure for people. When you go for a walk, some look at you with envy, others with amazement and others with joy. Needless to say, a luxury car, intentionally or not, distracts regular passengers and gives them great chances of falls and collisions.
It would be a completely different matter if a pedestrian is hit by a regular trip and if it is hit by a luxurious trip like a BMW or a Mercedes Benz. If you drive a luxury car and it is your fault, the expectations of the other party increase instantly. Luxury car insurance protects you against such third party responsibilities.
If the car breaks down in the middle of the road, the mechanics in the road garages are not competent enough to fix it. A car insurance with roadside assistance driver acts as a savior in such situations. With regard to service, a luxury car needs the touch of mechanics specialized in the high-tech service centers of the network listed with its insurer.
The relationship between a luxury car and its owner is nothing less than a love story. What can be a better way to pamper your beloved journey than to secure it? Buying a luxury car involves many purchases; There is no reason to buy luxury car insurance that is different.
It is worth logging into online insurance portals and making an exhaustive comparison between the quotes of different insurers based on the features, supplements and exclusions. Whether you have a high-end SUV or a luxury sedan, log in to Policy Bazaar and start getting and comparing quotes today.